One Time Password
http://www.ietf.org/rfc/rfc4226.txt - HOTP: An HMAC-Based One-Time Password Algorithm
Mostly open implementations.
http://code.google.com/p/google-authenticator/
- implementations support the HMAC-Based One-time Password (HOTP) algorithm specified in RFC 4226 and the Time-based One-time Password (TOTP) algorithm